Virginia Bankruptcy Attorneys | Virginia Bankruptcy Lawyer
Sometimes you may find yourself overwhelmed with bills, debts, and creditors calling to collect on those debts. Are you behind on your mortgage, car payments, or have you recently faced an overwhelming medical emergency or lawsuit that threatens to wipe out your finances? If so, bankruptcy may be an option you should consider pursuing before matters become worse. Our experienced Virginia bankruptcy attorneys can help you get a “fresh start” from burdensome debts. That goal is accomplished through the bankruptcy discharge, which releases debtors from personal liability from specific debts, and prohibits creditors from ever taking any action against the debtor to collect these debts.
The Bankruptcy Code provides several options for debtors to obtain this fresh start, including Chapter 7 and Chapter 13 petitions. Each is appropriate for different financial circumstances. Chapter 7 allows an individual debtor to discharge certain debts, while an appointed trustee sells off assets to pay off debts. Chapter 13 bankruptcy is appropriate for an individual who intends to reschedule his or her debt for repayment over a period of time, rather than liquidating all assets as in Chapter 7. Consult the Virignia bankruptcy attorneys at Charles B. Roberts & Associates to learn more about which type of bankruptcy is more appropriate for your circumtances.
Bankruptcy is a serious option that you need to consider wisely before undertaking. You need to understand the consequences of bankruptcy, and how it will affect your credit after the proceedings. The Virginia bankruptcy attorneys at Charles B. Roberts & Associates, P.C. are ready to discuss your options and what will be required of you during the proceedings, as well as the consequences after the bankruptcy discharge.
Our attorneys can help you with the complex process of filing a Chapter 7 or Chapter 13 bankruptcy in Virginia. Call 703-491-7070 or 1-888-407-4529 (toll free) today to discuss your case with our experienced Virginia bankruptcy attorneys.
We handle cases in Arlington, Fredericksburg, Woodbridge, and throughout Virginia.